Pay in 3 with Payflex
Get the Phone. Pay Over 60 Days. 0% Interest.
Payflex is South Africa's most popular buy now pay later option. Pay 33% today, then the rest in two automatic instalments. No credit check, no interest, no fees when you pay on time.
How Payflex works in 4 steps
Add to cart
Pick any phone, accessory or repair on our site.
Choose Payflex
Select Payflex at checkout — it appears automatically.
Get approved
Enter ID and card details for an instant decision.
Pay over 60 days
33% today, then 33% in 30 days, then 33% in 60 days.
Example: R6,000 phone
Split into 3 interest-free payments of R2,000.
Today
R2,000
At checkout
Day 30
R2,000
Auto-debit
Day 60
R2,000
Auto-debit
Total paid: R6,000. Interest: R0.
What you need to qualify
- 18 years or older
- South African ID
- South African debit or credit card
- Valid mobile number for OTP verification
- Order value typically between R50 and R30,000
Payflex FAQ
How does Payflex work?
Your order is split into 3 equal instalments. You pay 33% at checkout; the rest is auto-debited from the same card on day 30 and day 60.
Will Payflex affect my credit score?
No. Payflex doesn't run a traditional credit bureau check — only a soft affordability check that doesn't affect your score.
What if I can't pay an instalment?
Payflex notifies you before each debit. If a payment fails, a late fee may apply. Contact Payflex support to reschedule before the debit date.
Can I use Payflex for a phone repair?
Yes — Payflex is available on phones, accessories and repairs, online and in-store at our Fourways shop.
Is Payflex available in-store?
Yes. Visit Shop 18, Dainfern Square in Fourways and we'll set up Payflex on the spot.