Finance options

Buy Now, Pay Later — Get Your Phone Today

Split the cost of any phone into interest-free instalments. Powered by Payflex, South Africa's leading buy now pay later service.

Why pay later at Nextech?

Instant approval

Decision in seconds at checkout — no paperwork.

0% interest

Pay exactly the sticker price across 3 instalments.

Walk out today

Collect from our Fourways store the same day.

Our buy now pay later partner

Payflex — Pay in 3

Pay 33% today and the rest over the next 2 months. 0% interest, no fees when you pay on time. Available on every phone, accessory and repair on our site.

  • 3 equal instalments, 60 days to pay in full
  • Instant affordability check — no traditional credit check
  • South African ID and a debit/credit card required
  • Available in-store and online at checkout

Frequently asked questions

Can I really buy a phone now and pay later?

Yes — choose Payflex at checkout and your order is split into 3 interest-free instalments. Walk out with your phone the same day.

Is there a credit check?

No traditional credit check. Payflex runs an instant affordability check using your ID and banking details.

What does it cost?

0% interest when you pay on time. No application fees. Late payment fees apply only if you miss a scheduled instalment.

Which phones qualify?

Every phone we sell qualifies — iPhone, Samsung Galaxy, Huawei, accessories and even repairs.